Friday, January 29, 2016

Getting loans if you have bad credit

Bad credit

Yes, it can happen to the best of us. Sometimes bad things happen to good people. In July of 2014, I sold my business on terms to someone I have known for quite sometime. With a small downpayment and a nice monthly residual income I moved out of state. At this time I had almost a 650 credit score which isn't bad but isn't awesome. 

However, not many issues getting credit with this credit score.

Shortly after moving far, far, far away the people I sold my business to stopped paying me my residual money owed to me. This being my sole income at the time put me in a bad spot. I not only now had my expenses at my new home I still had the expenses back in my old home state. At this point I had to chose which to pay. Obviously, I had to survive where I was so this placed me in the position for credit ruin. The after math left me with a repossession, house short sale, credit card charge offs, and lastly an eviction. Last time I peaked at my credit I was lucky if it was close to a 500!

So now welcome to the world of bad credit. We the people with bad credit still need essentials in life. We need a place to live, we need cars to drive and we need to at times still borrow money for various reasons. I will address what we can do to still achieve these needs.

Before we move on, if you would like help from the experts in getting your credit back on track, click here to check out the credit assistance network. They can help fix your credit for you. If your credit is bad because you in debt up to your eye balls then this may be useful to you:

Ultimate Debt Settlement Program.
Our Debt Buyers purchase your Debt from Creditors at a settled price. Then, You pay the debt buyer in easy LOW and AFFORDABLE monthly payments. Minimum 5K debt. Click here to go there.

Here is a great non-profit credit counseling service that may be able to help you, give them a no obligation call to discuss better credit for you 844-214-6199
Let's talk about #1 Housing:
It's obvious we need a place to live unless you enjoy the urban nomad type lifestyle. This is even hard to accomplish these days with bad credit. Start with this program to help you get back on track and into a home.
Let's talk about #2 Automobile aka your car:
Everyone also needs transportation to function in life. If your not into taking a public bus everywhere then let's look into getting you a car loan even with bad credit. Yes it's still possible, rates may not be the best but that is why a we have to deal with having bad credit.
You can also try 24/7 bad credit auto loans if the above company didn't approve you. Try the above company first.

Let's now address #3 Loans for "Whatever":

Gettin credit at this point is not an easy task. Let's say you need some money for "whatever" but you have pretty bad credit, what can you do? First not apply at the standard loan places they won't give you the time of day. Here is a list of companies I have collected that specialize in providing financing to the credit challenged. Let's take a look at these offers now.

click here to apply for a instant approval bad credit loans up to $1,000 with same day funding.
247installmentloans- Click here to apply for an installment loan from $1,000 to $35,000. A little more difficult than the above company but they still work with bad credit and they offer higher dollar amount loans.
Swiftonlineloan- Click here to apply. Online loans made easy. You will be matched up with a lender from $1,000 to $10,000 today.
Installmentloanexpress- Click here to apply. This is a solution for your short term cash needs? Do you have bad credit or no credit? That's not a problem! 
With Installment Loan Express, there is no need to live with financial stress - a payday loan is an excellent solution for short-term cash flow problems. This payday loan will provide you with cash now, so you can set your worries aside. To qualify you must be 18 years old and make a minimum of $800/month. Click here to be connected with to be connected with a vast network of reputable lenders who compete to offer the best possible loan option. Loans up to $35,000.00.
Rainydaylender- Click here and you can apply to the Rainy Day Lender offer and get up to $1,000 instantly in the comfort of their own homes! Regardless of their borrowing needs, Rainy Day Lender can help AND Bad credit is not a problem! Click here and you can submit your information to be connected with a vast network of reputable lenders who compete to offer the best possible loan option.
Challenge #4 - "Credit cards":
Yes credit cards could be what landed you in bad credit jail in the first place but sometimes they are a nessary evil. I have gathered the best bad credit credit card offers for you below:

Identity theft - Approximately 15 million Americans have their identities stolen each year, with financial losses totaling upwards of $50 billion. That means nearly 7% of American adults will have their identity misused, with each instance costing about $3,500. Nearly 100 million additional Americans have their personal identity at risk each year when records maintained in government or corporate databases are lost or stolen. Identity theft may be the most frequent, costly and pervasive crime in the United States. Click here to get identity theft protection free for 30 days.

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